Save On Merchant Processing Fees

Merchant services providers (MSPs) can be divided into two types: acquiring banks and independent sales organizations (ISOs). Acquiring banks process credit or debit card payments directly, while ISOs handle this on behalf of acquirers, often offering better rates for high-volume or high-risk businesses.

Fortunately it doesn’t take a lot for our agents to quickly determine if we can save you money. Initially, the most important document you can provide us is a copy of a current month’s merchant statement. 

1. Transaction Volume and Type: The statement shows the total number and types of transactions (credit, debit, e-commerce, etc.), which will help us gauge your businesses processing patterns and assist us with determining appropriate pricing models.
2. Processing Fees: Your monthly statement breaks down the fees you’re being charged by your current payment processors. Knowing your current processing fees helps us to identify areas where we can create a competitive counter fee structure.
3. Chargeback Data: The statement includes chargeback information, helping us to know how many chargebacks your business receives.
4. Sales Trends: By reviewing monthly sales, we can tailor a billing structure that matches your business’ size and growth.

Generally speaking, once one of our agents is able to review a copy of your monthly statement, we’ll have an idea of the savings we can provide within 24 hours. 

Of course you can! However, in our experience in dealing with hundreds of companies, about 90% of the time we can save you money. Why is that? Because many ISO and merchant processor providers charge too much in monthly fees. YourCardPartner is different. We’re looking for long term relationships that are built on trust and fairness. 

Often times ISO’s will make statements very hard to decipher. Providing a complex or confusing monthly statement helps companies in overcharging their customers. YourCardPartner provides an easy to understand monthly statement that clearly defines every facet of your bill.  

Sure, sticking with your current processor is obviously an option. However, in about 90% of the accounts we review, YourCardPartner is able to save the customer money. Plus, we provide in-house customer service. Speaking with us is as easy as picking up the phone. 

• Extensive Industry Expertise: With years of experience as a Value-Added Reseller (VAR) in the Point of Sale (POS) industry, Your Card Partner has an in-depth understanding of payment processing. We use this expertise to provide you with tailored solutions and exceptional service.
• Substantial Cost Savings: We launched our payment processing services to combat the overcharging we saw from other processors. With Your Card Partner, you gain access to lower rates, allowing you to save money month after month.
• Proven Success: For over seven years, we’ve partnered with more than a thousand businesses. Our success and reliability reflect our dedication to delivering top-notch service to our clients.
• Clear, Transparent Fees: Say goodbye to confusion over credit card statements and hidden charges. At Your Card Partner, we believe in transparency, making it easy for you to understand your fees and manage your finances with confidence.
• Personalized Support: Our dedicated agents are with you every step of the way. Whether you need help interpreting statements or optimizing your payment processes, we provide ongoing, personalized support tailored to your business needs.
• Building Lasting Partnerships: We’re committed to being more than just a service provider. At Your Card Partner, we aim to foster long-term relationships, helping you save money and supporting your business growth for years to come.
• Nationwide Savings: Join thousands of merchants nationwide who have saved significantly by switching to Your Card Partner. Experience the benefits of working with a payment processor that prioritizes your financial success.